Finance

Many prospective house buyers question how much money they’ll need to save in order to qualify for a mortgage. But did you know it’s possible to buy a home without the need for a down payment? In this post, we’ll look at some of your possibilities for buying a home without a down payment. We’ll … Read more

According to the most recent data available from the National Center for Education Statistics, released in 2019, almost 40% of all graduate students in the United States received grants — a type of non-repayable financial aid – in the 2015-2016 academic year. When compared to undergraduate students, this is significantly lower. According to NCES data … Read more

The rollout of Congress’s $45 billion in government rental aid has been delayed and bumpy, but more households are beginning to benefit. According to new numbers issued by the U.S. Treasury Department on Wednesday, 290,000 households received assistance in June, up from 160,000 in May and 100,000 in April. Nonetheless, according to a recent analysis … Read more

Your credit determines your financial life… lenders almost entirely use your credit score to determine how much you will pay for a loan. It makes no difference if you have money in the bank or a good job. If your credit score isn’t perfect, you’ll face steep penalties whether applying for a mortgage, refinance, auto … Read more

When you think of life insurance, you typically consider how it can protect your family if you die. But what if you live longer than you expected? Will your savings outlive you? Understanding “annuities 101” — the many types, tax benefits, payouts, and structure — will help you feel more confident in arranging for your … Read more

A tiny company plan can make or break it. But, on the other hand, a solid, detailed plan provides a clear road map for the future, causes you to think through the viability of a business idea, and can provide you with a much better grasp of your company’s finances and competition. A business plan … Read more

Law companies or accounting businesses frequently employ tax attorneys. Some may be sole practitioners, which means they run their own company and work for themselves. What a tax lawyer does A tax attorney is a lawyer who focuses on taxation. Financial attorneys assist individuals in organizing their money to optimize their tax situations, comply with … Read more

If you’re struggling to pay your debts, you might be wondering if you should hire a lawyer or a debt settlement company to help you negotiate with your creditors. In most cases, it’s best to avoid debt settlement companies altogether. And although it often makes sense to hire a lawyer, make sure you’re hiring a … Read more

Gift cards are among the easiest last-minute gifts to pick up and are also exceptionally safe bets for everyone on your gift list. However, just because a gift card has a set value does not mean it is the amount you must pay. Numerous wonderful internet resources provide inexpensive gift cards—both physical and digital. All … Read more

It is estimated that two-thirds or more of people over the age of 65 will require long-term care at some point. What is frequently overlooked is that more than half of those in need of care will require it for less than three months, which happens to be the period before most long-term care insurance … Read more