It can be highly annoying to pay for an auto warranty only to have your claim denied when an issue arises. An automobile warranty aims to provide peace of mind and protect against unexpectedly expensive repairs. Read our ten vehicle warranty claim approval advice to ensure you’re covered in the event of a breakdown.
Tip #1: Select the Best Provider
Our first three suggestions are actions you should take before a breakdown happens. These are the most critical strategies for getting your warranty claim authorized. It is well knowledge that some automobile warranty administrators provide inadequate coverage.
When the time comes to file a claim, the worst extended vehicle warranty companies will do everything in their power to avoid paying out. However, not all businesses act in this manner.
Some suppliers, such as Toco Warranty, have a strong reputation for providing outstanding customer service and paying out consumer claims. Sites such as the Better Business Bureau (BBB) and Trustpilot can be used to investigate a provider’s reputation. Toco warranty, for example, has an A+ rating and BBB accreditation.
It also boasts a 4.4 out of 5 star customer review rating, which is uncommon even among the best-extended vehicle warranty suppliers. To obtain a free quote from Toco, go to TocoWarranty.com.
Customer complaints are also posted on the BBB. Keep in mind that, like any other business, warranty providers are bound to receive negative feedback and have claims dismissed. Customers’ complaints can be read for yourselves. Leading extended auto warranty firms will handle all complaints, typically to the consumer’s delight.
Denied claims frequently result from clients unfamiliar with their contracts and what is and is not covered. This brings us to tip number two.
Tip #2: Read and Comprehend Your Warranty Contract
Contracts for extended car warranties are multi-page papers that thoroughly detail warranty terms and coverage. Make sure that any extended warranty contract you sign is apparent to you. If you’re unsure what a warranty covers, don’t buy it. A number of frequent exclusions are not covered by almost any extended warranty contract. Most extended warranties exclude the following:
- Damaged covered components caused by non-covered parts
- Any car involved in a severe accident and granted the “salvage” title
- Automobiles used for racing or off-roading
- Windshields and mirrors are examples of glass components.
- Brake pads, wiper blades, and shock absorbers are examples of wear-and-tear components.
- Trim on the outside
- Upholstery for the inside
- Locks, hinges, light bulbs, and fuses
Exclusionary extended warranty plans are the best. An exclusionary warranty contract expressly states which parts are not covered. Make sure to carefully study your warranty and understand the parts on any such list.