Minor injuries or none at all
Minor automobile accidents happen every day, and in many situations, no one is hurt. Parking lot collisions, rear-end collisions, and other low-speed collisions can cause car damage, but if no one is injured, you may be able to manage the problem yourself.
Filing an insurance claim with your own or the other driver’s insurance company may be sufficient to obtain compensation for the accident. If you are happy with the service and the settlement awarded to recuperate your losses, you may not need to hire an attorney.
You live in a fault-free state.
Another reason you may choose to handle your case on your own is if you live in a no-fault state.
- New Jersey
- New York
- North Dakota
- Puerto Rico
- Utah are the no-fault states
No-fault laws do not allow you to sue a careless driver unless your injuries are severe enough. The severity of the injuries or the cost of treating them determines the severity. In a no-fault claim, you are confined to using personal injury protection insurance to cover your damages and losses (PIP).
However, if your injuries are severe enough and surpass this coverage, you should consult with an attorney.
You’re a Skilled Negotiator.
If you want to get a fair payment, you must be willing to negotiate with the insurance adjuster. If you are the rare breed of human who is a confident, capable, and effective negotiator, you may be able to handle your case on your own.
To receive the highest settlement offer on your insurance claim, you must provide the best possible case for your injuries and persuade the insurance company to award you a sum that you believe is reasonable. Insurance adjusters do not want to give you what you want.
They want to give you the bare least that your insurance policy allows. Negotiation skills are essential for maximizing your payment. However, if you are unsure about your abilities, an expert attorney can negotiate on your behalf.
You’re Ready to Work as an Amateur Attorney for a While
If you are the type of person who insists on doing everything on your own, then handling your own case may be the best option for you. The legal procedure has numerous moving parts that you must comprehend if you wish to create a credible case.
Whether it’s medical malpractice or sophisticated personal injury law, you basically have to become an amateur attorney and put in the work to first learn the legal landscape and then function within it in order to obtain a satisfactory conclusion.