Tip #3: Maintain Your Vehicle Regularly
In addition to lowering the likelihood of having to file a claim in the first place, keeping up with routine maintenance is frequently a requirement for any extended warranty contract. If you have not followed your vehicle’s factory-recommended service schedule or have missed an oil change, your claim may be refused.
Tip #4: Keep Your Receipts
Remember to keep any service records or receipts. After filing a claim, you may be required to demonstrate that you kept your car in good working order. If you change your oil or perform your maintenance, keep all receipts for parts and fluids you buy. Some contracts may stipulate that maintenance can only be done at a licensed repair shop. If this is the case, do not undertake your maintenance.
Tip #5: Address Mechanical Issues as Soon as Possible
If you notice a problem, take your vehicle to a repair shop and begin the claims procedure. Check your contract to verify which repair businesses are covered by your policy. Most extended warranties require you to take your vehicle to a dealership for repairs.
Third-party warranties frequently require the repair facility to be certified by the National Institute for Automotive Service Excellence (ASE®). In many circumstances, dealing with problems as soon as they arise is a contractual requirement. Even if your contract doesn’t cover your problem, getting your car mended as soon as possible is a good idea. Failure to do so may result in more costly repairs in the future. When you take your car to the shop for repairs, you should first request a tear-down service to diagnose the problem.
Tip #6: Verify Your Coverage
Following the mechanic’s diagnosis, double-check your contract to verify if your repair is covered. If you are unsure, it is worthwhile to file a claim to find out. However, you can save yourself a lot of trouble and time if you already know whether your repair is excluded or covered in your contract. Start the claims process if you’re convinced your repair is covered. Usually, your mechanic will contact your warranty provider to check repair coverage and authorize work.