Riders are policies that you can add to your overall insurance policy to cover specific products.
Expensive antiques, jewels, and artwork, for example, are frequently insured under their own rider since they are too precious to be covered as standard personal property. Some HO-8 policyholders may also receive supplementary riders for items such as heating, ventilation, and air conditioning systems, which are built into the home and are costly to replace.
Make certain that you understand how all of these phrases interact in your homeowners insurance coverage. In order to ensure that you get the proper quantity of coverage at the right price, ask questions!
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