You’ve probably gotten a credit card offer in the mail with a 0% APR and contemplated applying. The prospect of paying no interest for a certain length of time is appealing, especially if you want to finance significant purchases or pay off debt. However, the terms differ every credit card, and you may be unaware … Read more
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Although an online associate degree program is not for everyone, experts say there are advantages to taking this road to school. According to Megan Foster, an admissions counselor at Pennsylvania State University—World Campus, many prospective students want a degree but are concerned if they will have time for a bachelor’s degree. “They’ll start with an … Read more
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It can be highly stressful to entrust your bookkeeping services to someone outside of your organization. However, if you’ve been debating whether to outsource your business accounting to an online bookkeeping service, now is the time to do it. Using an online accounting firm can free up critical time and resources, allowing your business to … Read more
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Even if you have health insurance in the United States, you could end up with thousands of dollars in medical costs that you can’t afford. One in every four Americans has difficulty paying their medical expenses, and half of the population has delayed or denied medical treatment owing to financial constraints. However, both preventive care … Read more
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When you’re stressed, text a therapist. You can video chat with a psychologist from the comfort of your own home. Teletherapy, or any therapy that takes place outside of the usual office environment, has been around for decades, but new apps have generated new concerns. Do the various online counseling platforms function as well as … Read more
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Do you believe that only filthy homes suffer bug and pest problems? Even the cleanest of homes can become contaminated. In regular homes, there are approximately 100 different types of insects and spiders crawling. You might be surprised to find that 21 million Americans have rodents in their homes throughout the winter. Finding a great … Read more
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If you’re familiar with loan products, you’ll notice that they frequently have several names for the same thing. For example, “payday loans” may be referred to as a “short-term loan,” a “personal loan,” a “term loan,” or simply a “loan” by some. The same can be said with installment loans. An installment loan is also … Read more
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A personal loan refinance allows you to replace your old loan with a new loan that may have a different interest rate or a different repayment schedule. If interest rates have dropped or are lower than your current rate, or if you need to prolong your repayment term, refinancing may be a viable alternative. Securing … Read more
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Motorcycle riders in Virginia, West Virginia, North Carolina, South Carolina, and Georgia are represented by the Motorcycle Law Group. Except for Virginia, all of these states require motorcyclists to have minimum insurance coverage. Although motorcycle insurance is not legally required in Virginia, motorcyclists who do not obtain it are assessed a $500 opt-out cost when … Read more
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In a nutshell, here’s how you refinance student loans: Look for lenders who will provide you a reduced interest rate. Contrast them. Apply. If you are authorized, the new lender will pay off your old one. You will make monthly payments to the new lender in the future. Here’s a closer look at the seven … Read more
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